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In many cases, the end of the year gives you time to step back and take stock of the last 12 months. This is when many of us take a hard look at what worked and what did not, complete performance reviews, and formulate plans for the coming year. For me, it is all of those things plus a time when I u...
SBA Business Recovery Center Open in Washington County to Assist Rhode Island Businesses Impacted by Hurricane Sandy

ATLANTA, Nov. 27, 2012 /PRNewswire-USNewswire/ -- The U.S. Small Business Administration announced today the opening of a Business Recovery Center in Westerly, Rhode Island.  This temporary center is designated to provide one-on-one help to business owners seeking disaster assistance for losses caused by Hurricane Sandy. 


"Businesses with physical damages or loss of revenue should seriously consider visiting the Center and applying for an SBA disaster business loan," said Adriana Dawson, Rhode Island Small Business Development Center state director. SBA's customer service representatives as well as SBDC staff are on hand at the Center to answer questions about the disaster loan program and assist business owners in completing their applications. It is not necessary to settle insurance claims prior to applying.

The Center is open as indicated below; until further notice:

Washington County
Westerly Chamber of Commerce
1 Chamber Way
Westerly, RI 02981

Opens: Wednesday, Nov. 28 at 9 a.m.
Hours: 9 a.m. to 5 p.m., weekdays
Closed: Saturdays and Sundays

Businesses and non-profit organizations of any size may borrow up to $2 million to repair or replace damaged or destroyed real estate, machinery and equipment, inventory, and other business assets.

The SBA may increase a loan up to 20 percent of the total amount of disaster damage to real estate and/or leasehold improvements, as verified by SBA, to make improvements that lessen the risk of property damage by future disasters of the same kind.

For small businesses, small agricultural cooperatives, small businesses engaged in aquaculture, and most private non-profit organizations, the SBA offers Economic Injury Disaster Loans to help meet working capital needs caused by the disaster.  Economic Injury Disaster Loan assistance is available regardless of whether the business suffered any physical property damage.

Interest rates are as low as 3 percent for non-profit organizations and 4 percent for businesses with terms up to 30 years. Loan amounts and terms are set by the SBA and are based on each applicant's financial condition.

Applicants may also apply online using the Electronic Loan Application (ELA) via SBA's secure website at

The filing deadline to return applications for physical property damage is January 15, 2013. The deadline to return economic injury applications is August 14, 2013.

For more information about the SBA's Disaster Loan Program, visit our website at

Contact: Jay MacKenna
Phone: 404-331-0333

Release Number: 13-105, RI 13387/13388

SOURCE U.S. Small Business Administration

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