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yourfanat wrote: I am using another tool for Oracle developers - dbForge Studio for Oracle. This IDE has lots of usefull features, among them: oracle designer, code competion and formatter, query builder, debugger, profiler, erxport/import, reports and many others. The latest version supports Oracle 12C. More information here.
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In many cases, the end of the year gives you time to step back and take stock of the last 12 months. This is when many of us take a hard look at what worked and what did not, complete performance reviews, and formulate plans for the coming year. For me, it is all of those things plus a time when I u...
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SBA Disaster Assistance Available to Private Non-Profit Organizations in West Virginia

ATLANTA, Dec. 1, 2012 /PRNewswire-USNewswire/ -- The U.S. Small Business Administration announced today that certain Private Non-Profit Organizations (PNPs) in West Virginia that do not provide critical services of a governmental nature may be eligible to apply for low interest rate disaster loans.  These loans are available as a result of a Presidential disaster declaration for Public Assistance resulting from damages caused by Hurricane Sandy that occurred from Oct. 29 through Nov. 8, 2012.

(Logo: http://photos.prnewswire.com/prnh/20110909/DC65875LOGO )

PNPs located in Barbour, Boone, Braxton, Clay, Fayette, Kanawha, Lewis, Nicholas, Pendleton, Pocahontas, Preston, Raleigh, Randolph, Taylor, Tucker, Upshur, Webster and Wyoming in West Virginia that provide non-critical services are eligible to apply.  Examples of eligible non-critical PNP organizations include, but are not limited to food kitchens, homeless shelters, museums, libraries, community centers, schools and colleges.

PNP organizations may borrow up to $2 million to repair or replace damaged or destroyed real estate, machinery and equipment, inventory and other business assets.  The SBA may increase a loan up to 20 percent of the total amount of disaster damage to real estate and/or leasehold improvements, as verified by SBA, to make improvements that lessen the risk of property damage by future disasters of the same kind.

The SBA also offers Economic Injury Disaster Loans to help meet working capital needs, such as ongoing operating expenses to PNP organizations of all sizes.  Economic Injury Disaster Loan assistance is available regardless of whether the organization suffered any physical property damage.

Interest rates are as low as 3 percent with terms up to 30 years.  The SBA sets the loan amounts and terms based on each applicant's financial condition.

PNP organizations are urged to contact their county emergency manager to obtain information regarding how to submit a request for possible public assistance to FEMA.

Applicants may apply online using the Electronic Loan Application (ELA) via SBA's secure website at https://disasterloan.sba.gov/ela.

Disaster loan information and application forms may also be obtained by calling the SBA's Customer Service Center at 800-659-2955 (800-877-8339 for the deaf and hard-of-hearing) or by sending an e-mail to disastercustomerservice@sba.gov. Loan applications can be downloaded from the SBA's website at www.sba.gov. Completed applications should be mailed to: U.S. Small Business Administration, Processing and Disbursement Center, 14925 Kingsport Road, Fort Worth, TX 76155. 

The filing deadline to return applications for physical property damage is January 28, 2013.  The deadline to return economic injury applications is August 27, 2013. 

For more information about the SBA's Disaster Loan Program, visit our website at www.sba.gov.

Release Number: 13-112, WV 13400/13401

Contact: Michael Lampton
Phone: 404-331-0333

SOURCE U.S. Small Business Administration

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