From the Wires
P2P Lending Market & Consumer Lending Trends for 2013 Reviewed in New Market Research Reports
By: PR Newswire
Dec. 10, 2012 07:01 AM
DALLAS, December 10, 2012 /PRNewswire/ --
ReportsnReports.com updates its store with market research reports "P2P Lending" and "Consumer Lending 2013: Trends , Developments and Prospects".
The P2P lending market experienced a remarkable boom in 2007, when a range of websites came into the picture and lifted the community lending business. P2P lending is often said to be more economically efficient because it eliminates the middleman, and passes the cost savings on to its end users: borrowers and lenders. As intermediaries between borrowers and lenders (depositors), financial institutions take a spread between the interest they pay on deposits and the interest they receive on loans. A commonly held view is that a key driver of the P2P lending market is consumer disillusionment with the banks' perceived lack of customer advocacy, and hidden or unfair charges. Investors find that banks can be very rigid with their credit criteria and that they also lack the sense of individual treatment.
Scope: This report focuses on the P2P lending industry and details the P2P lending mechanism globally
Reasons to buy
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On consumer lending side, the developed world has the largest consumer lending markets, but growth is slowing as borrowing takes off in emerging markets. In emerging markets, the story is about moving the unbanked into the financial mainstream through new financial products or the cross-selling of others. A greater desire for luxury goods and major appliances, as well as a greater capacity to spend on such goods, could help to expand the credit infrastructure in those markets.
"Consumer Lending 2013: Trends , Developments and Prospects" global briefing offers insight into the size and shape of the Consumer Finance market, highlights buzz topics, emerging geographies, categories and trends as well as pressing industry issues and white spaces. It identifies the leading companies and offers strategic analysis of key factors influencing the market. Forecasts provide an invaluable perspective on market evolution and the criteria for success. The briefing leverages Euromonitor International's 360-degree coverage of the global payments' landscape including insight on consumer debt.
Product coverage: Consumer Lending, Financial Cards and Payments.
Data coverage: market sizes (historic and forecasts), company shares, brand shares and distribution data.
Why buy this report?
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