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In many cases, the end of the year gives you time to step back and take stock of the last 12 months. This is when many of us take a hard look at what worked and what did not, complete performance reviews, and formulate plans for the coming year. For me, it is all of those things plus a time when I u...
Personal Loans Online -- Beat the "Credit Card Squeeze" Over the Holidays suggests an alternative to credit cards in the form of personal loans with bad credit. The site launches its holiday lending database packed full of reliable lenders giving quick approvals.

ARLINGTON, Va., Dec. 14, 2012 /PRNewswire/ -- announces its new holiday database is live and fully prepared to help consumers find their bad credit personal loans. The site is motivated to help consumers avoid high interest rate credit cards, as it is estimated that Americans will add $2 billion to their credit cards over the holiday season, with interest rates for some cards topping 50% API.

(Photo: )

As an alternative to the so-called "credit card squeeze," PersonalLoansForBadCredit can connect consumers with a range of personal loans online. Although PersonalLoansForBadCredit is not a lender and cannot set any interest rates for its affiliated lenders, it provides a wide variety of companies within its network, creating a rich sea of choices with some excellent deals that price-bust a large number of credit cards.

The independent comparison site has reloaded its database with more of the best adverse credit companies and has optimized its application form to return faster results and potential approvals within seconds. Through completing the online loan application form, the site can instantly send the consumer's details to a pre-screened, pre-approved consortium of lenders for consideration.

The online application form takes less than one minute to complete, representing a speedy way to get extra money for the holidays. No credit scoring takes place and the vast majority of the lenders connected to are able to offer personal loans to customers with poor credit, no credit or even bankruptcy.

The loan introduction service reports that many of those lenders have reviewed their lending criteria and interest rates and are able to offer even more competitive rates of interest and loan terms to coincide with the holidays.

A spokesperson for made the announcement.

"It gives all of us at great pleasure to launch our new personal loan database for the holidays. As more consumers become aware of the high price of credit cards, we hope that more will discover that loans can represent better value for money. The credit card squeeze traditionally occurs during the holiday period as shoppers 'panic purchase,' regrettably to only consider the true cost of their spending after high interest rates have been applied to their credit cards. By this time, it is too late and the financial damage has been done, with the only winner being the credit card company."

The spokesperson continued, "With a personal loan, a consumer knows the true price from the outset. They can continue searching for a loan that suits their circumstances before commitment. As our search service can be used 24 hours a day and results in loans being paid directly into bank accounts, applicants can take comfort knowing that they have time to make an informed decision before taking the plunge."

To apply online and potentially receive instant approval, visit:

Sam Ash
Phone: 786-319-9951

This press release was issued through eReleases® Press Release Distribution. For more information, visit


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