yourfanat wrote: I am using another tool for Oracle developers - dbForge Studio for Oracle. This IDE has lots of usefull features, among them: oracle designer, code competion and formatter, query builder, debugger, profiler, erxport/import, reports and many others. The latest version supports Oracle 12C. More information here.
Cloud Computing
Conference & Expo
November 2-4, 2009 NYC
Register Today and SAVE !..

2008 West
Data Direct
SOA, WOA and Cloud Computing: The New Frontier for Data Services
Red Hat
The Opening of Virtualization
User Environment Management – The Third Layer of the Desktop
Cloud Computing for Business Agility
CMIS: A Multi-Vendor Proposal for a Service-Based Content Management Interoperability Standard
Freedom OSS
Practical SOA” Max Yankelevich
Architecting an Enterprise Service Router (ESR) – A Cost-Effective Way to Scale SOA Across the Enterprise
Return on Assests: Bringing Visibility to your SOA Strategy
Managing Hybrid Endpoint Environments
Game-Changing Technology for Enterprise Clouds and Applications
Click For 2008 West
Event Webcasts

2008 West
Get ‘Rich’ Quick: Rapid Prototyping for RIA with ZERO Server Code
Keynote Systems
Designing for and Managing Performance in the New Frontier of Rich Internet Applications
How Can AJAX Improve Homeland Security?
Beyond Widgets: What a RIA Platform Should Offer
REAs: Rich Enterprise Applications
Click For 2008 Event Webcasts
In many cases, the end of the year gives you time to step back and take stock of the last 12 months. This is when many of us take a hard look at what worked and what did not, complete performance reviews, and formulate plans for the coming year. For me, it is all of those things plus a time when I u...
Ring in a More Prosperous New Year With Five Financial Resolutions

CHICAGO, IL -- (Marketwire) -- 12/27/12 -- Turning over a new leaf is easier said than done, and trying to do too much at one time can be a set up for failure. However, with proper planning and execution, important small changes can eventually add up to big results.

"Start by clarifying your short and long term goals. Do you want to buy a house, send your children to college or be comfortable in retirement?" said Mike Miroballi, President, BMO Harris Financial Advisors. "Once you know what your goals are, the next step is to develop and implement a plan to help you reach them."

Here are five things Miroballi suggests to get you started if 2013 is the year you plan to get your finances in order.

1. Review - Begin the New Year by reviewing your current financial situation. This allows you to build on your successes and learn from your mistakes. Look at your budget to make sure you are spending within your means. You should also review payroll deductions to ensure you are maximizing tax benefits and employer matching in the case of defined contribution plans, such as 401k. There have been changes to allowable deductible contributions to programs such as Health Care Spending Accounts that you should be aware of. Anyone over 50 should be aware that they can use catch-up contributions that allow them to put in more money to their 401ks ($5,000 additional) and IRAs ($1,000 additional).

2. Increase your Financial Literacy - It's important to have a basic understanding of finances so you can make wise choices. Miroballi suggests, there's a lot of information available that will help you gain knowledge on personal finances. "But also find an advisor you trust who can help educate you about the best options for saving and investing and assist you in creating a realistic plan for your financial future that will give you direction to stay on track to meet your goals."

3. Simplify Your Finances - Put bill paying on autopilot by setting up online accounts so that bills are paid automatically. This saves time and money by reducing the number of checks written and mailed, plus a recent survey showed that paperless people are happier*. Automate your savings by having a specific amount put into savings and retirement every month. You'll discover how little you'll miss the money that goes into these savings plans and feel good about seeing the savings build up over time. This is a great strategy for 529 college savings plans. Rather than coming up with $3,000 at the end of the year, contribute $250 per month.

4. Set up an Emergency Fund - Things happen. The car breaks down, the refrigerator stops working or any number of unexpected things can crop up that require immediate funds. Set a goal of having at least six to eight months of expenses saved.

5. Pay Down Debt - Make it a priority to pay down high-interest debt. You may be amazed at how much money you could save over the course of a year by reducing the amount of interest you pay during that time.

Said Miroballi, "No single strategy is right for everyone so look for a trusted financial advisor who will work with you to understand your entire financial situation and develop a plan to help you determine the best options for meeting your financial goals. Remember, it's hard to create a plan without understanding and establishing your goals, and it's unlikely you'll reach your goals without proper planning. The sooner you start, the greater your chances of success."

For more information, visit

Securities, investment advisory services and insurance products are offered through BMO Harris Financial Advisors, Inc. Member FINRA/SIPC. SEC-registered investment adviser. BMO Harris Financial Advisors, Inc. and BMO Harris Bank N.A. are affiliated companies. Securities and insurance products offered are: NOT A DEPOSIT - NOT INSURED BY THE FDIC OR ANY FEDERAL GOVERNMENT AGENCY - NOT GUARANTEED BY ANY BANK - MAY LOSE VALUE.

*NACHA Pay It Green Survey, 2010,

Media Contact:
Beth Copeland

About Marketwired .
Copyright © 2009 Marketwired. All rights reserved. All the news releases provided by Marketwired are copyrighted. Any forms of copying other than an individual user's personal reference without express written permission is prohibited. Further distribution of these materials is strictly forbidden, including but not limited to, posting, emailing, faxing, archiving in a public database, redistributing via a computer network or in a printed form.

SOA World Latest Stories
Microservices are a very exciting architectural approach that many organizations are looking to as a way to accelerate innovation. Microservices promise to allow teams to move away from monolithic "ball of mud" systems, but the reality is that, in the vast majority of organizations, di...
Growth hacking is common for startups to make unheard-of progress in building their business. Career Hacks can help Geek Girls and those who support them (yes, that's you too, Dad!) to excel in this typically male-dominated world. Get ready to learn the facts: Is there a bias against...
PubNub has announced the release of BLOCKS, a set of customizable microservices that give developers a simple way to add code and deploy features for realtime apps.PubNub BLOCKS executes business logic directly on the data streaming through PubNub’s network without splitting it off to ...
In today's enterprise, digital transformation represents organizational change even more so than technology change, as customer preferences and behavior drive end-to-end transformation across lines of business as well as IT. To capitalize on the ubiquitous disruption driving this trans...
I recently attended and was a speaker at the 4th International Internet of @ThingsExpo at the Santa Clara Convention Center. I also had the opportunity to attend this event last year and I wrote a blog from that show talking about how the “Enterprise Impact of IoT” was a key theme of l...
With major technology companies and startups seriously embracing IoT strategies, now is the perfect time to attend @ThingsExpo 2016 in New York and Silicon Valley. Learn what is going on, contribute to the discussions, and ensure that your enterprise is as "IoT-Ready" as it can be! Int...
Subscribe to the World's Most Powerful Newsletters
Subscribe to Our Rss Feeds & Get Your SYS-CON News Live!
Click to Add our RSS Feeds to the Service of Your Choice:
Google Reader or Homepage Add to My Yahoo! Subscribe with Bloglines Subscribe in NewsGator Online
myFeedster Add to My AOL Subscribe in Rojo Add 'Hugg' to Newsburst from CNET Kinja Digest View Additional SYS-CON Feeds
Publish Your Article! Please send it to editorial(at)!

Advertise on this site! Contact advertising(at)! 201 802-3021

SYS-CON Featured Whitepapers