yourfanat wrote: I am using another tool for Oracle developers - dbForge Studio for Oracle. This IDE has lots of usefull features, among them: oracle designer, code competion and formatter, query builder, debugger, profiler, erxport/import, reports and many others. The latest version supports Oracle 12C. More information here.
Cloud Computing
Conference & Expo
November 2-4, 2009 NYC
Register Today and SAVE !..

2008 West
Data Direct
SOA, WOA and Cloud Computing: The New Frontier for Data Services
Red Hat
The Opening of Virtualization
User Environment Management – The Third Layer of the Desktop
Cloud Computing for Business Agility
CMIS: A Multi-Vendor Proposal for a Service-Based Content Management Interoperability Standard
Freedom OSS
Practical SOA” Max Yankelevich
Architecting an Enterprise Service Router (ESR) – A Cost-Effective Way to Scale SOA Across the Enterprise
Return on Assests: Bringing Visibility to your SOA Strategy
Managing Hybrid Endpoint Environments
Game-Changing Technology for Enterprise Clouds and Applications
Click For 2008 West
Event Webcasts

2008 West
Get ‘Rich’ Quick: Rapid Prototyping for RIA with ZERO Server Code
Keynote Systems
Designing for and Managing Performance in the New Frontier of Rich Internet Applications
How Can AJAX Improve Homeland Security?
Beyond Widgets: What a RIA Platform Should Offer
REAs: Rich Enterprise Applications
Click For 2008 Event Webcasts
In many cases, the end of the year gives you time to step back and take stock of the last 12 months. This is when many of us take a hard look at what worked and what did not, complete performance reviews, and formulate plans for the coming year. For me, it is all of those things plus a time when I u...
BMO Nesbitt Burns' Year-End Tax Study: Canadians Not Familiar with Specific Tax Deadlines
- Offers tips on year-end tax-saving strategies

TORONTO, ONTARIO -- (Marketwire) -- 12/28/12 -- With the end of the year only a few days away, BMO Nesbitt Burns reminds Canadians not to wait until April to think about their taxes. The end of December marks an important time for many who are looking to minimize the amount of taxes they pay on their investment income.

According to a study by BMO Nesbitt Burns, 93 per cent of Canadians believe they are familiar with the income tax deadlines. However, when asked about various, specific tax deadlines, many did not know the correct dates for:

--  Charitable donations and tax credit/deduction deadline (61 per cent
    unaware of the correct date) 
--  RRSP contribution deadline for those turning 71 (70 per cent unaware) 
--  Payment of quarterly tax installments deadline (73 per cent unaware) 
--  TFSA withdrawal deadline (78 per cent unaware) 
--  Tax-loss selling deadline (85 per cent unaware)

"It's important for Canadians to educate themselves on the various end-of-year deadlines to help ensure there are no missed opportunities to reduce their tax bill," said John Waters, Vice President, Head of Tax & Estate Planning, Wealth Group, BMO Nesbitt Burns. "Many tax strategies require foresight to be effective, and tax planning should be a year-round activity. Seek out the assistance of a financial and tax professional as soon as possible - waiting until the New Year to start thinking about taxes is often too late."

Before year-end, BMO Nesbitt Burns offers the following tax-saving strategies:

1. Charitable Donations & Other Tax Credits/Deductions - Deadline: December 31

--  Instead of donating cash to charities, consider donating appreciated
    publicly-traded securities. This strategy can provide a tax credit equal
    to the value of the securities donated, while also potentially
    eliminating the capital gains tax otherwise payable on the gain accrued
    on the security. Ensure all charitable donations are made before
    December 31, in order to receive a tax receipt for 2012.  
--  December 31 is also the final payment date for a 2012 tax deduction or
    credit for expenses such as childcare, medical, tuition and the
    recently-introduced children's fitness and arts tax credits.

2. TFSA Withdrawals - Deadline: December 31

--  If you are planning a withdrawal from your Tax-Free Savings Account
    (TFSA), consider making this withdrawal in December instead of waiting
    until the New Year; a withdrawal would result in additional TFSA
    contribution room for the following year. 

3. RRSP Contributions for those turning 71 - Deadline: December 31

--  Individuals who turned 71 years of age in 2012 must collapse their RRSP
    by the end of the year. Such individuals should consider a final RRSP
    contribution, assuming any unused contribution room exists. Seniors
    and/or retirees should also take note of some of the important tax
    changes in recent years (such as pension income splitting, the
    amendments to the Canada Pension Plan and the introduction of the TFSA)
    that may impact their tax planning. 

For next year:

Payment of Quarterly Tax Installments - Deadline: Generally around mid-December(i)

--  Individuals whose estimated income tax payable for the year, or payable
    for either of the two preceding years, exceeds $3,000 ($1,800 for Quebec
    residents) may be required to pay income tax installments. Personal tax
    installments are due four times a year, with the final installment due
    December 15.  
--  Canadian investors are often required to pay by installment since tax is
    not deducted at source on investment income. If an investor falls short
    on any required installments, he/she could incur non-deductible interest
    or penalties. 

Tax-loss Selling - Deadline: December 24

--  If you have investments that have depreciated in value, consider selling
    these investments before year-end to offset capital gains realized
    earlier in the year to reduce your overall tax bill. It is important to
    ensure that a sale makes sense from an investment perspective, since
    stocks sold at a loss cannot be repurchased until at least 30 days after
    sale to be effective. Be sure to work with your BMO Nesbitt Burns
    advisor as well as your tax advisor in implementing this strategy.

For more information on tax-efficient investing and planning, locate a BMO Nesbitt Burns Investment Advisor at

Get the latest BMO press releases via Twitter by following @BMOmedia

The results cited in this release are from an online Pollara survey with a random sample of 1,000 Canadians 18 years of age and older, conducted between November 29th and December 4th, 2012. A probability sample of this size would yield results accurate to +/- 3.1 per cent, 19 times out of 20.

(i) When a due date falls on a Saturday, a Sunday, or a holiday recognized by the CRA, payment will be considered on time if received the next business day.

Media Contacts:
Amanda Robinson, Toronto

Valerie Doucet, Montreal
(514) 877-8224

Laurie Grant, Vancouver
(604) 665-7596

About Marketwired .
Copyright © 2009 Marketwired. All rights reserved. All the news releases provided by Marketwired are copyrighted. Any forms of copying other than an individual user's personal reference without express written permission is prohibited. Further distribution of these materials is strictly forbidden, including but not limited to, posting, emailing, faxing, archiving in a public database, redistributing via a computer network or in a printed form.

SOA World Latest Stories
Internet of @ThingsExpo, taking place June 7-9, 2016 at Javits Center, New York City and Nov 1-3, 2016, at the Santa Clara Convention Center in Santa Clara, CA, is co-located with the 18th International @CloudExpo and will feature technical sessions from a rock star conference faculty ...
With major technology companies and startups seriously embracing IoT strategies, now is the perfect time to attend @ThingsExpo 2016 in New York and Silicon Valley. Learn what is going on, contribute to the discussions, and ensure that your enterprise is as "IoT-Ready" as it can be! Int...
Just over a week ago I received a long and loud sustained applause for a presentation I delivered at this year’s Cloud Expo in Santa Clara. I was extremely pleased with the turnout and had some very good conversations with many of the attendees. Over the next few days I had many more m...
DevOps is about increasing efficiency, but nothing is more inefficient than building the same application twice. However, this is a routine occurrence with enterprise applications that need both a rich desktop web interface and strong mobile support. With recent technological advances ...
As organizations realize the scope of the Internet of Things, gaining key insights from Big Data, through the use of advanced analytics, becomes crucial. However, IoT also creates the need for petabyte scale storage of data from millions of devices. A new type of Storage is required wh...
Culture is the most important ingredient of DevOps. The challenge for most organizations is defining and communicating a vision of beneficial DevOps culture for their organizations, and then facilitating the changes needed to achieve that. Often this comes down to an ability to provide...
Subscribe to the World's Most Powerful Newsletters
Subscribe to Our Rss Feeds & Get Your SYS-CON News Live!
Click to Add our RSS Feeds to the Service of Your Choice:
Google Reader or Homepage Add to My Yahoo! Subscribe with Bloglines Subscribe in NewsGator Online
myFeedster Add to My AOL Subscribe in Rojo Add 'Hugg' to Newsburst from CNET Kinja Digest View Additional SYS-CON Feeds
Publish Your Article! Please send it to editorial(at)!

Advertise on this site! Contact advertising(at)! 201 802-3021

SYS-CON Featured Whitepapers