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In many cases, the end of the year gives you time to step back and take stock of the last 12 months. This is when many of us take a hard look at what worked and what did not, complete performance reviews, and formulate plans for the coming year. For me, it is all of those things plus a time when I u...
SBA Announces New Year's Day Closing of Business Recovery Centers in New Jersey

ATLANTA, Dec. 29, 2012 /PRNewswire-USNewswire/ -- The U.S. Small Business Administration announced today that its Business Recovery Centers throughout New Jersey will continue to provide prompt one-on-one, face-to-face assistance for survivors of Hurricane Sandy during the holiday season.

(Logo: )

These Centers are staffed by SBA Customer Service Representatives that can answer questions, help with the application process and assist those applicants who want to apply on-line to complete the Electronic Loan Application.

SBA's low-long term disaster loans may provide recovery funds even ahead of receiving an insurance settlement.  There is no cost to apply or obligation to take a loan if offered.  SBA's disaster business loans are available for amounts up to $2 million for real estate repairs, business content replacements and working capital.  Interest rates are as low as 4% for businesses and 3% for non-profit organization.  The maximum loan term is 30 years and payments do not begin immediately.

Business applicants may meet with an SBA Customer Service Representative at any Business Recovery Center.  The hours of operations are indicated below:

Atlantic County
Hamilton Mall
4403 Black Horse Pike Rt. 322 
Mays Landing, NJ 08330
Open: Mon. – Sat. from 9:00 a.m. - 7:00 p.m.
Holiday hours: Open Mon., Dec. 31 from 9:00 a.m. - 1:00 p.m.; closed Tue., Jan. 1

Bergen County
Bergen Community College
355 Main Street, Room 121
Hackensack, NJ. 07601
Hours: Mon. – Fri. from 9:00 a.m. - 5:00 p.m.
Resume operationsJan. 2
Cease operations at 5:00 p.m., Jan. 4

Cape May County
Cape May County Chamber of Commerce
13 Crest Haven Road
Cape May, NJ 08210
Hours: Mon. – Fri. from 8:30 a.m.4:30 p.m.
Holiday hours: Open Mon., Dec. 31 from 9:00 a.m.1:00 p.m.; closed Tue., Jan. 1

Essex County
Rutgers University
25 James Street
Newark, NJ 07102
Hours: Mon. – Fri. from 9:00 a.m.5:00 p.m.
Holiday hours: Open Mon., Dec. 31 from 9:00 a.m.1:00 p.m.; closed Tue., Jan. 1

Hudson County
New Jersey City University
285 West Side Avenue, Suites 193
Jersey City, NJ 07305
Hours: Mon. – Fri. from 9:00 a.m.5:00 p.m.
Holiday hours: Open Mon., Dec. 31 from 9:00 a.m.1:00 p.m.; closed Tue., Jan. 1

Middlesex County
John F. Kennedy Library
500 Hoes Lane
Piscataway, NJ 08854
Hours: Mon. – Sat. from 10 a.m.5 p.m.
Holiday hours: Closed Mon., Dec. 31 and Tue., Jan. 1

Monmouth County
Brookdale Community College
765 Newman Springs Road
Lincroft, NJ 07738
Hours: Mon. – Fri., from 9:00 a.m.5:00 p.m.
Resume operationsJan. 2

Ocean County
Southern Ocean County Chamber of Commerce
West Bay Avenue
Manahawkin, NJ 08050
Hours: Mon. – Sat. from 10:00 a.m.6:00 p.m.
Holiday hours: Open Mon., Dec. 31 from 9:00 a.m.1:00 p.m.; closed Tue., Jan. 1

Passaic County
William Paterson University
131 Ellison Street
Paterson, NJ 07505
Hours: Mon. – Fri., from 9:00 a.m. to 5:00 p.m.
Holiday hours: Open Mon., Dec. 31 from 9:00 a.m. - 1:00 p.m.; closed Tue., Jan. 1

Union County
Business One-Stop Service-The Incubator
320 Park Avenue
Plainfield, NJ 07060 
Hours: Mon. – Fri. from 9:00 a.m. to 5:00 p.m.,
Holiday hours: Closed Mon., Dec. 31 -Tue., Jan. 1

Applicants may also apply online using the Electronic Loan Application (ELA) via SBA's secure website at

Additional details on the locations of recovery centers and the loan application process can be obtained by calling the SBA Customer Service Center at 800-659-2955 (800-877-8339 for the deaf and hard-of-hearing) or by sending an email to  Loan applications can be downloaded from  Completed applications should be mailed to: U.S. Small Business Administration, Processing and Disbursement Center, 14925 Kingsport Road, Fort Worth, TX 76155.

The filing deadline to return applications for physical property damage is extended to
January 30, 2013.   The deadline to return economic injury applications is July 31, 2013.

For more information about the SBA's Disaster Loan Program, visit our website at

Release Number: 13 – 161, NJ 13367/13368

CONTACT: Jelani Miller,
Phone: 404-331-0333

SOURCE U.S. Small Business Administration

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