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In many cases, the end of the year gives you time to step back and take stock of the last 12 months. This is when many of us take a hard look at what worked and what did not, complete performance reviews, and formulate plans for the coming year. For me, it is all of those things plus a time when I u...
Deadline in New York to Apply for SBA Working Capital Loans for Last Year's Snow and Freezes is February 5

ATLANTA, Jan. 11, 2013 /PRNewswire-USNewswire/ -- The U.S. Small Business Administration is reminding small businesses, small agricultural cooperatives, small businesses engaged in aquaculture and most private non-profit organizations of all sizes that Feb. 5 is the filing deadline for federal economic injury disaster loans available in New York as a result of excessive snow and freezes that occurred April 1-30, 2012. 


The SBA's disaster declaration includes the following counties:  Cayuga, Chemung, Cortland, Schuyler, Seneca, Tioga and Tompkins.

"When the Secretary of Agriculture issues a disaster declaration to help farmers recover from damages and losses to crops, the Small Business Administration issues a declaration to eligible entities affected by the same disaster," said Frank Skaggs, director of SBA's Field Operations Center East in Atlanta.

Under this declaration, the SBA's Economic Injury Disaster Loan program is available to eligible
farm-related and nonfarm-related entities that suffered financial losses as a direct result of this disaster.  With the exception of aquaculture enterprises, SBA cannot provide disaster loans to agricultural producers, farmers, or ranchers. 

The loan amount can be up to $2 million with a 4 percent interest rate for eligible small businesses and
3 percent for non-profit organizations with terms up to 30 years.  The SBA determines eligibility based on the size of the applicant, type of activity and its financial resources.  Loan amounts and terms are set by the SBA and are based on each applicant's financial condition.  These working capital loans may be used to pay fixed debts, payroll, accounts payable, and other bills that could have been paid had the disaster not occurred.  The loans are not intended to replace lost sales or profits.

Applicants may apply online using the Electronic Loan Application (ELA) via SBA's secure website at

Disaster loan information and application forms may also be obtained by calling the SBA's Customer Service Center at 800-659-2955 (800-877-8339 for the deaf and hard-of-hearing) or by sending an email to  Loan applications can be downloaded from the SBA's website at Completed applications should be mailed to: U.S. Small Business Administration, Processing and Disbursement Center, 14925 Kingsport Road, Fort Worth, TX 76155. 

Completed loan applications must be returned to SBA no later than February 5, 2013.

For more information about the SBA's Disaster Loan Program, visit our website at

Contact: Michael Lampton
Phone: 404-331-0333

Release Number: 13-185, NY 13086

SOURCE U.S. Small Business Administration

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