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In many cases, the end of the year gives you time to step back and take stock of the last 12 months. This is when many of us take a hard look at what worked and what did not, complete performance reviews, and formulate plans for the coming year. For me, it is all of those things plus a time when I u...
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Technology Credit Union Now Offers Super Jumbo Loans up to $8 Million
Expanded Mortgage and HELOC Lending Limits Are Important for California Real Estate Market

SAN JOSE, CA -- (Marketwire) -- 01/24/13 -- Technology Credit Union (Tech CU) announced today it now offers super jumbo loans up to $8 million on adjustable-rate and $3 million on fixed-rate mortgages. Tech CU also offers home equity lines of credit (HELOCs) up to $1 million.

"We've seen a need for increasing our lending limits amongst our wealth management and private banking clients," said Tech CU's SVP of Wealth Management Rebecca Matteson Nelson. "For all our members, we want to be the financial partner they look to for guidance in achieving their personal dreams and business goals. With these increased lending limits, we now have the opportunity to help even more people do just that."

Nelson also said the higher mortgage and HELOC lending limits are important for the California real estate market and are in line with other lenders in the Bay Area. According to a just released DataQuick Property Intelligence Report, the Bay Area housing market picked up its pace in 2012 as sales increased year-over-year for the 18th month in a row. In addition, the median house price rose at its fastest rate in more than 25 years. With this pick up, Tech CU anticipates an increased demand for higher level, super jumbo loans within its membership and in the Bay Area market as a whole.

Tech CU's Mortgage Consultants are known for working closely with their clients, providing dedicated one-on-one service geared towards helping homebuyers find an affordable mortgage that works with their lifestyle. Tech CU also offers online application processing and a faster turnaround time on loan approvals with decisions being made locally. In fact, Tech CU offers a unique Quick Close Guarantee for those who qualify: If Tech CU doesn't close a buyer's purchase loan within 10 business days, the buyer will receive a $500 gift card.*

To complement its mortgage offerings, Tech CU was one of the first credit unions in the country to offer investment and private banking services to its members 10 years ago. Today, the credit union offers a full range of comprehensive wealth management and private banking solutions at each of its 10 Bay Area Financial Centers. Tech CU also offers investment-specific services to non-members. For more information, go to www.techcu.com/wm.

ABOUT TECHNOLOGY CREDIT UNION
www.techcu.com

Founded in 1960 by the employees of Fairchild Camera and Instrument Semiconductor Division, Tech CU has served the high tech workforce in Silicon Valley for more than 50 years. Today, Tech CU stands as one of largest credit unions in the country with 69,000 individual and business members and more than $1.7 billion in assets. The financial institution is recognized as one of the best managed and strongest in the country. Tech CU's members have access to 65,000+ surcharge-free ATMs nationwide, online and mobile banking, 10 full-service branches throughout the Bay Area, and comprehensive wealth management and small business services.

*For conditions, restrictions and limitations on Tech CU home mortgages and home equity lines of credit, and for disclosure information, go to www.techcu.com and click on "Home Loans."

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