Comments
yourfanat wrote: I am using another tool for Oracle developers - dbForge Studio for Oracle. This IDE has lots of usefull features, among them: oracle designer, code competion and formatter, query builder, debugger, profiler, erxport/import, reports and many others. The latest version supports Oracle 12C. More information here.
Cloud Computing
Conference & Expo
November 2-4, 2009 NYC
Register Today and SAVE !..

2008 West
DIAMOND SPONSOR:
Data Direct
SOA, WOA and Cloud Computing: The New Frontier for Data Services
PLATINUM SPONSORS:
Red Hat
The Opening of Virtualization
GOLD SPONSORS:
Appsense
User Environment Management – The Third Layer of the Desktop
Cordys
Cloud Computing for Business Agility
EMC
CMIS: A Multi-Vendor Proposal for a Service-Based Content Management Interoperability Standard
Freedom OSS
Practical SOA” Max Yankelevich
Intel
Architecting an Enterprise Service Router (ESR) – A Cost-Effective Way to Scale SOA Across the Enterprise
Sensedia
Return on Assests: Bringing Visibility to your SOA Strategy
Symantec
Managing Hybrid Endpoint Environments
VMWare
Game-Changing Technology for Enterprise Clouds and Applications
Click For 2008 West
Event Webcasts

2008 West
PLATINUM SPONSORS:
Appcelerator
Get ‘Rich’ Quick: Rapid Prototyping for RIA with ZERO Server Code
Keynote Systems
Designing for and Managing Performance in the New Frontier of Rich Internet Applications
GOLD SPONSORS:
ICEsoft
How Can AJAX Improve Homeland Security?
Isomorphic
Beyond Widgets: What a RIA Platform Should Offer
Oracle
REAs: Rich Enterprise Applications
Click For 2008 Event Webcasts
In many cases, the end of the year gives you time to step back and take stock of the last 12 months. This is when many of us take a hard look at what worked and what did not, complete performance reviews, and formulate plans for the coming year. For me, it is all of those things plus a time when I u...
SYS-CON.TV
Why Did My Mortgage Application Get Rejected?! | RealtyPin.com

LOS ANGELES, Feb. 19, 2013 /PRNewswire-iReach/ -- If this is a question you've shrieked recently, you're not alone. As the real estate experts on Realtypin.com have pointed out time and time again, mortgage standards have tightened up dramatically since the housing bubble burst. In fact, these days, it's estimated that a whopping 30% of mortgage applications get rejected!

RealtyPin.com on mortgages: More Americans Paying Their Mortgages on Time

However, getting a big, fat "no" from a lender doesn't necessarily mean that your dreams of homeownership have to come to a screeching halt. But before you can move forward, you have to figure out what went wrong. By law, your lender has to tell you why they deemed you to be a less-than-stellar homeowner. Specifically, they have to give you a letter that spells out a reason for your rejection. So, what are some of the reasons in those letters?

Home buying tips from RealtyPin.com: Top Mistakes Home Buyers Make

-  Your loan-to-value ratio
This is just a fancy way of saying that the home you want to buy was appraised at a value that was less than the amount of the mortgage you applied for. While this may sound like a huge problem at first, it's actually a relatively-easy problem to fix.

As the  mortgage experts at Realtypin.com recently explained, low (and downright inaccurate) appraisals have become more and more common over the past few months. So, getting your problem solved can be as easy as getting a new appraisal.

RealtyPin.com real estate tips: Reasons to Love Title Insurance

But how exactly do you do that?
If your current lender won't agree to a do-over, simply look for a new one. After all, each mortgage application is going to come with its own separate appraisal. The appraisal from your next lender may be much more accurate!

RealtyPin.com real estate investing analysis: How Will a Blizzard Affect the Housing Market?

-  Your credit score
The last thing lenders want is a repeat of the subprime mortgage crisis – or, in other words, they don't want to give out loans to people who won't be able to pay them back. So, if your credit score could use some work, expect your mortgage application to get rejected.
While this isn't quite as easy to fix as the appraisal issue, it's not insurmountable. Simply take a few months to get your credit back on track. Then, you can reapply!


Home owning tips from RealtyPin.com: Judicial vs. Non-Judicial Foreclosures – How Do They Affect You?

-  You're not sure why
Despite doing some digging, you can't find anything wrong on your end, huh? It could be that your lender is just really picky about who they give mortgages to. If that's what happened to you, you might want to try applying for a mortgage at a smaller bank. For example, community banks don't tend to have as much red tape as the "big guys" do, so you may have more luck at one of them.
 

Media Contact: James Paffrath, RealtyPin.com, 1-(866) 960-8649, james@realtypin.com

News distributed by PR Newswire iReach: https://ireach.prnewswire.com

SOURCE RealtyPin.com

About PR Newswire
Copyright © 2007 PR Newswire. All rights reserved. Republication or redistribution of PRNewswire content is expressly prohibited without the prior written consent of PRNewswire. PRNewswire shall not be liable for any errors or delays in the content, or for any actions taken in reliance thereon.

SOA World Latest Stories
SAP is delivering break-through innovation combined with fantastic user experience powered by the market-leading in-memory technology, SAP HANA. In his General Session at 15th Cloud Expo, Thorsten Leiduck, VP ISVs & Digital Commerce, SAP, will discuss how SAP and partners provide clo...
SimpleECM is the only platform to offer a powerful combination of enterprise content management (ECM) services, capture solutions, and third-party business services providing simplified integrations and workflow development for solution providers. SimpleECM is opening the market to bus...
One of the more popular methods of dealing with not just with the explosion of devices but the growing challenge of dealing with growth of compute devices under management in general is virtual desktop infrastructure (VDI). While VDI has been overshadowed of late by newer and shinier T...
The only place to be June 9-11 is Cloud Expo & @ThingsExpo 2015 East at the Javits Center in New York City. Join us there as delegates from all over the world come to listen to and engage with speakers & sponsors from the leading Cloud Computing, IoT & Big Data companies. Cloud Expo ...
SAP is delivering break-through innovation combined with fantastic user experience powered by the market-leading in-memory technology, SAP HANA. In his General Session at 15th Cloud Expo, Thorsten Leiduck, VP ISVs & Digital Commerce, SAP, will discuss how SAP and partners provide clo...
To manage complex web services with lots of calls to the cloud, many businesses have invested in Application Performance Management (APM) and Network Performance Management (NPM) tools. Together APM and NPM tools are essential aids in improving a business’s infrastructure required to s...
Subscribe to the World's Most Powerful Newsletters
Subscribe to Our Rss Feeds & Get Your SYS-CON News Live!
Click to Add our RSS Feeds to the Service of Your Choice:
Google Reader or Homepage Add to My Yahoo! Subscribe with Bloglines Subscribe in NewsGator Online
myFeedster Add to My AOL Subscribe in Rojo Add 'Hugg' to Newsburst from CNET News.com Kinja Digest View Additional SYS-CON Feeds
Publish Your Article! Please send it to editorial(at)sys-con.com!

Advertise on this site! Contact advertising(at)sys-con.com! 201 802-3021


SYS-CON Featured Whitepapers
ADS BY GOOGLE